December 2nd, 2012
Missed Out On Small Business Saturday? Just Send A Secure Message…
There have been at least a dozen people reporting success on DDF with getting Small Business Saturday (11/24/2012) credits after the fact.
Their circumstances range from stores that didn’t actually make the charge until Sunday, to receiving their additional user cards after Saturday, to merchants forgetting to charge their card at all, to even just simply forgetting to use some of their registered cards on Saturday.
You can send a secure message by logging into your AmericanExpress.com account.
1
December 2nd, 2012 at 2:11 pm
Did Amex issue the credits yet? I got a message Saturday night thanking me for using the card.
But I don’t see the credit yet. Did they issue the credits yet?
2
December 2nd, 2012 at 2:24 pm
my credits posted monday
3
December 2nd, 2012 at 2:24 pm
I received my $25 credit on Monday…
4
December 2nd, 2012 at 2:24 pm
I got credit on my AA Citi Amex on the 27th
5
December 2nd, 2012 at 2:25 pm
@Shlomke:
Send a secure message.
6
December 2nd, 2012 at 2:26 pm
What if I don’t have a online account? Should I make one or could I just call?
7
December 2nd, 2012 at 2:28 pm
@dave:
Make one.
8
December 2nd, 2012 at 2:34 pm
I even got credit for an AU that I added on Wed. after SBS!
9
December 2nd, 2012 at 2:35 pm
dan i got the credits for all my cards but i want to add users so that i have the max next year. is there any risk in adding up to the max (99) on 3 different accts that i have? I already have 12 on each one. should i add little by little?
10
December 2nd, 2012 at 2:49 pm
@yg:
That will basically guarantee you a financial review…tread lightly.
11
December 2nd, 2012 at 2:51 pm
Any advise on if we have an Amex card through another bank (therefor no account on americanexpress.com)? My purchase on my Citi Amex card didn’t go through until Sunday.
12
December 2nd, 2012 at 2:52 pm
@David:
As I said in the original post,
“This will also work with 3rd party AMEX cards like those from Citi, however if for whatever reason you do not get credit automatically getting it manually will be extremely difficult. With AMEX issued cards it’s easy to be credited manually via a secure message online.”
I got credited on my Citi AMEX, but it’s very difficult to get credited if it’s not automatic.
13
December 2nd, 2012 at 2:58 pm
I have had a financial review from amex four years ago and I submitted all my documents. If I apply for many more cards, will I risk another review. I passed the review with no problems.
14
December 2nd, 2012 at 3:00 pm
@Anonymous:
You definitely risk another review. But if you make the cards for real people and have reported income then you’ll pass again.
15
December 2nd, 2012 at 3:11 pm
I got all my credits except for Eichlers online, which they said in a post would count. Anyone else with the same issue?
16
December 2nd, 2012 at 3:19 pm
Dan,
when you say “tread lightly” can you quantify that a bit? I.E. what amount of AU do you thing would set off amex alarms ? Also, can an AU be anyone or does it need to be a family member or some other criteria? thanks
17
December 2nd, 2012 at 3:23 pm
I’m having big issues right now, they want receipts that I swiped on the 24th because its showing in their system on the 25th! This is crazy! I saw the charge after I spoke with the guy in the phone on the 24th
18
December 2nd, 2012 at 3:26 pm
Dan I didn’t get to use it and I was registered on 4 amex cards of mine , sending a secure message u mean saying I want $25 credit for what reason?
19
December 2nd, 2012 at 3:27 pm
Does any Amex review affect your credit in any way? What information do they ask for or review?
20
December 2nd, 2012 at 3:38 pm
Charges didn’t post till Sun (this happened last year too) I sent a secure message from all of my accounts lets see how long this takes..
21
December 2nd, 2012 at 4:47 pm
i just got off the phone with amex. The charges only posted on the 25th. They manually credited all of them.
22
December 2nd, 2012 at 5:48 pm
@yg: How greedy can you be???People like you ruin any deal out there for the rest, anything i reason is OK, but 99 cards, maybe you should get 99 for th wife, brother, sister in law and have enough to retire.
23
December 2nd, 2012 at 6:49 pm
Not surprising, but I had no trouble getting the credit on cards in which I achieved $25 over multiple purchases (i.e., not in a single purchase).
24
December 2nd, 2012 at 7:22 pm
I have not recived an email confirmation on one of my cards but I just checked and I did recive the credit. That’s the main.
25
December 2nd, 2012 at 7:52 pm
Got my credit even for my Bank of America -Amex. Thx Dan!
26
December 2nd, 2012 at 8:02 pm
Dan,
How many au do you think would trigger a financial review? Am I ok with 8 au’s on 2 diff cards?
Thanks
27
December 2nd, 2012 at 9:55 pm
@dave
I had the same thing as you, last year on 2 citi cards I called citi and the credited my accts for $50. I then called Amex to complain and they put an additional $50 on one of my other Amex cards after making a conference call with myself and citi to verify the transactions. Then about three months later the automated system kicked in with another $25 + $5 interest. All told I got $80 per card (not bad for spending $25)!
28
December 2nd, 2012 at 10:47 pm
Dan can I even try it if I got approoved after small business saturday?
29
December 2nd, 2012 at 10:53 pm
@Ellen:
I am not sure why you are upset and calling him names. Is he taking anything away from you?
He can have a thousand cards and it won’t effect you. You can get them too and to my knowledge SBS did not deny anyone the $25
30
December 3rd, 2012 at 12:11 am
@Anon: same thing and send secure message got credited 25 they said it didnt happen auto because it was seen as posted on the 25th even though I did it on the 24th
31
December 3rd, 2012 at 2:27 am
Sent a SM for the merchant not even bothering to charge my 3 cards (Dont post for your charity if your not going to charge the cards!!!!)
They gave me the $25 on 1 card , denied the other 2
Im not taking no as an answer so Im back to the SM game.
32
December 3rd, 2012 at 7:20 am
How do you send a secure message?
33
December 3rd, 2012 at 10:58 am
Took less than 10 hours to receive a positive response about my SM on all my cards
Loving AMEX!
34
December 3rd, 2012 at 12:33 pm
Thanks Dan! I sent a secure message that I missed the day. $25 statement credit will be posted withing 24-48 hrs.
35
December 3rd, 2012 at 12:52 pm
I sent a message last night and was credited today for about 6 cards, some of which I opened and never registered prior to the small business promotion.
36
December 3rd, 2012 at 4:35 pm
Forgot to register my card on SBS and I called on Monday but they said there was nothing they could do about it. Just sent them a Secure Message and I got the money back! Thanks Dan.
37
December 3rd, 2012 at 11:09 pm
used my cards online at small business any hope for me?
38
December 4th, 2012 at 9:24 am
Is it too late to send the message? And how do we do it?
39
December 5th, 2012 at 10:42 pm
I just realized that i have two Macy’s AMEX cards. Would it work for those? I tried making myself an account on amex.com and it gave me Macy’s number. Thanks!