A List Of Gift Cards Sold By Office Supply Stores
Update: Want to save money on gas while earning more points?
Several DDF users have confirmed that they paid the lower cash price for gas when using a gift card instead of the higher credit card price. Plus by buying those gas gift cards at office supply stores on Ink you earn 5 Ultimate Rewards points per dollar. Additionally some DDF users report that they even received a 10 cent discount off of the cash price at Shell for using a Shell gift card!
For more info:
-http://forums.dansdeals.com/index.php?topic=18471.msg398873#msg398873
-http://forums.dansdeals.com/index.php?topic=14434.msg195250#msg195250
-http://forums.dansdeals.com/index.php?topic=18471.msg400779#msg400779
-http://forums.dansdeals.com/index.php?topic=18471.msg399028#msg399028
-http://forums.dansdeals.com/index.php?topic=14434.msg198470#msg198470
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Originally posted on 12/10/12:
Related posts:
-A Rundown Of The Chase Ultimate Rewards Program And Ultimate Rewards Cards
-Want To Boost Your Credit Score? Spend On Business Cards Instead Of Consumer Cards.
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I’ve mentioned numerous times that the Chase Ink cards can be used at Office Supply stores to buy gift cards and earn 5 points per dollar. As the points can be transferred to many valuable currencies (see the related articles above) that means a rebate of about 9.5%.
I personally have all 4 Ink flavors, the Ink Bold, Ink Plus, Ink Cash, and Ink Classic cards. I just finished my collection with the last 2 flavors I could get and a United business card which earned me 50K miles and $50 cash back a few weeks ago in a 3BM. It took a call to Business Recon to get them approved, but with some shifting of personal credit lines that didn’t pose any problem and I even got the 2 Ink cards approved in one call.
The money you spend on business cards doesn’t show up your credit report so spending on them doesn’t hurt your credit utilization ratio like spending on a personal card does. The Ink Cash card comes with 6 months of 0% APR on purchases and balance transfers, which also won’t hurt your credit score like those would if carried on a personal card. Canceling a business card won’t hurt your score either as the credit line was never reported.
Getting a business card is quite simple. As a 12 year old I was buying beanie babies from Nordstrom to flip on eBay once they were “retired” when a $5 purchase could fetch $300 a week later. Once I hit 18 I was able to get a business card by just calling the business my name with Sole Proprietorship at the end. I just used my social security number in the Tax Identification Number field as well as in the social security number field. I never had a problem getting approved after a quick chat with reconsideration. You can reach Chase business reconsideration at 800-453-9719.
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