Comments on: 4BM Success!

By: shmaiss

shmaiss — Fri, 08 Feb 2013 19:09:42 +0000

Hi Dan,
Great site with wonderful updates. I get your twitter updates too. Highly recommended!

I did the 4BM a few weeks ago. 2 Consumer and 2 Business. Got the Business approved right away. THey denied both consumers saying my income to debt ratio was too low. Tried reconsideration and HUCA a few times, trying to move debt from one card to another. 5 different agents said no can do. Finally increased my income level and an agent called me back saying they can only issue a max of 4 cards and that was the problem. That includes business cards. I had to close one Starwoods (the one that was generating a fee this month for the first time).
Can you weigh in on this? Ever heard of it? How did you get around it?
Thanks!!
GS

PS I’m also in Ohio

By: BOBERT

BOBERT — Mon, 28 Jan 2013 14:39:06 +0000

Hey Dan I have a question if you could answer for me. I want the Chase Sapphire Preferred and the Chase Ink Classic card and was wondering if its possible to get both using 2BM method with one credit hard inquiry pull? Or will it be two pulls since one is Consumer and other is business? PLEASE LET ME KNOW THANKS! YOUR SITE IS AWESOME!

By: gomike

gomike — Tue, 01 Jan 2013 02:21:17 +0000

Once you merge the account does Amex get automatically notified of the new account number so points credit properly?

By: MENDY

MENDY — Fri, 21 Dec 2012 15:51:17 +0000

Dan,
How come you don’t have any Capital One cards?
Mendy

By: AB

AB — Sun, 09 Dec 2012 04:01:13 +0000

Hi Dan –

I tried a 3BM six months ago for 3 chase cards and was only approved for one – Sapphire Preferred. Chase claimed they needed more records of payment history before committing to more cards. Fast forward to today and I would like to try again but not sure which cards to apply for. Was thinking about the freedom card, ink classic or bold, and the starwood preferred guest. For a #BM do they all need to be from the same bank? Thanks.

By: Rado

Rado — Wed, 14 Nov 2012 07:36:13 +0000

The only way to apply for AMEX business card is IE… Confirmed 11/13. The 3BM or 4BM will not work if you apply for several business cards via Safari, Chrome, Firefox or Opera…

By: YM

YM — Tue, 06 Nov 2012 19:07:31 +0000

I signed up for a second SPG and did not even receive the 10k signup bonus. When I sent them an email they said it is only if you did not have the product in the past 12 months. Any suggestions?

By: JayB

JayB — Thu, 25 Oct 2012 18:49:55 +0000

Re error message: I got the same message today 10/24 on both Firefox and Chrome, and only IE went through – defeated the whole purpose of the 3 BM

By: Dan

Dan — Wed, 24 Oct 2012 21:36:33 +0000

@JayB: They had technical issues yesterday. @margaret: I left it blank and then merged the created account. @EliK770: My wife has one as well, don't really need more than that. It is possible though to have both.

By: EliK770

EliK770 — Wed, 24 Oct 2012 21:31:18 +0000

Dan, any reason you don’t have two Chase Freedom cards (VISA and MC) and if not, is it possible to get both?

By: margaret

margaret — Tue, 23 Oct 2012 18:54:27 +0000

dan, for the new cards, did you just start a new spg number and then when the points posted is that when you merged the accounts? I am having a difficult time to get them to post my points and I have met the spend.

By: JayB

JayB — Tue, 23 Oct 2012 18:13:21 +0000

Hiya Dan. I have been trying for ages to do 2BM’s and 3BM’s and just now 4BM’s, but it has never worked. Despite clearing my cookies from all browsers (heck its the first time I have even used Chrome since the install) I get the following message after submitting the whole application:
Currently, our systems are not responding. Please try again later or call us at 1-800-519-OPEN (6736) to apply for a Card. We apologize for any inconvenience. This happens no matter what time of day or night I try. Just unlucky? Or doing something wrong?
For reference, was applying for Amex Business Gold, Amex Business Delta Gold, Amex Business Starwood.
Thanks!
JB

By: Dan

Dan — Mon, 22 Oct 2012 18:15:16 +0000

@shawn: It works with your SSN. @Brian: It used to. @Anonymous: They posted when I spent the requirement. @chiam: I have 4 Starwood cards and they didn't ask why, but why do you need to get 4 of the same card? Get 4 different cards.

By: chiam

chiam — Mon, 22 Oct 2012 18:10:31 +0000

Hi Dan,

I love your deals. However, unless I’m missing something: eventhough I might be able to get 3 or 4 hits for a card and get 100,000+ miles because the system technically lets me or it might accept my application within 12 months of me last having the card, AMEX or whichever company, clearly does not want me to have 4 of the same card even if I could do it. Can you explain why they actually are ok with me doing this besides technically I can therefore I will. Eventhough I love miles and love your other ideas I wouldn’t want to do something that is even somewhat dishonest. Looking forward to your response.

Thanks.

By: Anonymous

Anonymous — Sun, 21 Oct 2012 21:08:38 +0000

How do you get the points to post so fast?

By: Brian

Brian — Sun, 21 Oct 2012 17:29:00 +0000

@a gast – As far as I know, Chase Ink doesn’t participate in the Chase Exclusives program. Only the Freedom

By: a gast

a gast — Sun, 21 Oct 2012 04:13:09 +0000

you list -Ink Bold Business (with Chase Exclusives linked) I have a ink plus & I caaled them up to have Chase Exclusives linked & they say there is no such a thing, is the ink bold different?

By: sruly

sruly — Sat, 20 Oct 2012 21:19:32 +0000

hi dan! 1.can i apply for a personal and business in a 2BM by chase (sapphire, ink plus)
2. can i make a 2BM of sapphire visa and sapphie WMC?

By: shawn

shawn — Fri, 19 Oct 2012 19:18:12 +0000

Thank Dan,

If you do not ahve a business tax ID, does this work with just your socialsecurity # or is AMEX different then Chase?

By: Dan

Dan — Fri, 19 Oct 2012 18:08:18 +0000

@miles: That's nice. Proves why I rarely read terms.